Banana Dot Cake: The Fun, Creamy Dessert Everyone Will Ask About
If you're looking for a dessert that's playful, easy to make, and guaranteed to impress, this Banana Dot Cake is exactly what you need. Soft banana sponge is transformed into individual cake portions, topped with a light cream cheese frosting, and finished with colourful sprinkles for a cheerful, eye-catching finish. The result is somewhere between a cake, a dessert cup, and a bakery-style treat. What makes these dot cakes so special is the contrast between the fluffy sponge and the creamy topping. The banana keeps the cake wonderfully moist, while the lemon zest adds a subtle freshness that balances the sweetness perfectly. If you enjoy simple desserts with a fun presentation, you'll also love my Nutella Banana Bites and Passion Fruit Curd Raspberry Tarts, both of which are perfect for sharing with family and friends.
Scroll down or tap "Jump to Recipe" to find the full printable recipe card with exact measurements and step-by-step instructions.
Simple Ingredients, Big Flavours
What makes this Banana Dot Cake so lovely is how a handful of simple baking ingredients turn into something playful, creamy, and beautifully presentable. Each element has a job to do, from the soft banana sponge to the smooth cream cheese topping and colourful sprinkle finish.
Banana – Adds natural sweetness, moisture, and a delicate banana flavour throughout the sponge.
Lemon zest – Brightens the cake and balances the richness of the cream.
All-purpose flour and baking powder – Work together to create a soft, light sponge with a tender texture that holds well after chilling.
Cream cheese and double cream – Whipped together to create a silky, stable topping that spreads beautifully.
Vanilla – Adds warmth and depth to both the cake and cream.
Sprinkles – The finishing touch that gives these cakes their signature dot cake appearance.
Banana Dot Cake starts with a simple one-bowl sponge that comes together in just a few minutes. Preheat the oven to 180°C/350°F and line a 23 x 28 cm (9 x 11 inch) baking tray with parchment paper. Lightly grease the sides with butter to ensure the cake releases easily after baking.
In a large bowl, whisk together the egg, sugar, milk, and sunflower oil until smooth. Add the all-purpose flour, baking powder, vanilla powder, and lemon zest, then gently mix until you have a smooth, lump-free batter. Transfer the batter to the prepared baking tray and spread it evenly.
The cake batter is poured into the prepared tray before adding the banana slices.
Adding the Bananas
Slice the banana and lightly dust the slices with flour. This simple step helps prevent the banana pieces from sinking too deeply into the batter while baking. Arrange the banana slices evenly over the surface of the cake batter. As the cake bakes, the banana softens and adds natural sweetness and moisture throughout the sponge.
Sliced bananas are arranged over the cake batter before baking.
Baking the Sponge
Place the tray in the preheated oven and bake for 16 to 18 minutes, or until the sponge is lightly golden and cooked through. To check whether the cake is ready, insert a toothpick into the centre. If it comes out clean, the sponge is done. Remove the tray from the oven and allow the cake to cool completely before moving on to the next step. Cooling is important, as a warm sponge can cause the cream topping to soften too much during assembly.
The cake sponge is baked until lightly golden and cooked through.
Preparing the Cream
While the sponge cools, prepare the cream topping. Add the cream cheese, double cream, and icing sugar to a mixing bowl and whisk until smooth, thick, and fluffy. Continue whisking until stiff peaks form and the cream holds its shape. Cover the bowl and place it in the refrigerator until needed. The cream should be firm enough to spread easily while still maintaining a light, silky texture.
Shaping the Dot Cakes
Once the cake has cooled completely, place a wooden board over the baking tray and carefully turn the cake upside down. Remove the tray and gently peel away the parchment paper. Using small cups, ramekins, or similar dishes, cut circles from the sponge by pressing the dish directly into the cake. The sponge circles should remain inside the dishes. Gently press each cake disc down until it reaches the bottom. For the best cake-to-cream ratio, choose dishes that are only slightly taller than the sponge layer. If the dishes are too deep, you may need considerably more cream to fill them.
The baked cake sponge is cut and pressed into a small dish before adding the cream topping.
Decorating and Chilling
Spoon the cream over each cake and smooth the tops with a spoon or small spatula.
Cream cheese topping is spooned over the cake sponge.
Place the sprinkles on a plate and dip each cream-covered top into the sprinkles until evenly coated. This creates the colourful finish that gives Banana Dot Cake its signature look.
A Banana Dot Cake held in hand, ready to enjoy.
For the best texture, refrigerate the cakes for 1 to 2 hours before serving. This allows the sponge and cream to meld together, creating a softer, creamier dessert. If preferred, the cakes can also be enjoyed immediately after assembling.
Why We Love Banana Dot Cake
There are plenty of reasons this recipe deserves a place in your dessert rotation. First, it's incredibly approachable. There are no complicated decorating techniques, no special equipment, and no difficult ingredients. Second, the texture is fantastic. The sponge remains soft and moist thanks to the banana, while the cream adds a smooth, cheesecake-like finish. Third, these individual portions are perfect for serving. Whether you're hosting a birthday party, afternoon tea, baby shower, or family gathering, everyone gets their own perfectly presented dessert. Most importantly, they're fun. The colourful sprinkles and individual presentation make them feel playful and special at the same time. If you're looking for more crowd-pleasing desserts, my Frozen Mango Yogurt Bars and Strawberry Cream Cheese Shells are always popular choices.
Perfect for Any Occasion
These Banana Dot Cakes are ideal whenever you need a dessert that's both easy and impressive. They work beautifully for birthdays, celebrations, school events, baby showers, brunches, or simply as a weekend baking project. Because they can be assembled in advance and chilled until needed, they're also a fantastic make-ahead dessert. In fact, many people prefer them after chilling because the sponge and cream have time to meld together, creating an even softer and more luxurious texture. The colourful decoration makes them particularly appealing to children, while the banana and cream cheese combination ensures adults love them just as much. For more make-ahead dessert inspiration, take a look at my Easy Strawberry Tiramisu (No Eggs, No Baking Dish) and Blueberry Tiramisu Cake. Both are perfect for preparing ahead of time and serving straight from the fridge.
You May Also Like
Want to see how these Banana Dot Cakes come together? Watch our quick video tutorial on Instagram and don't miss some of these other sweet favourites:
These Banana Dot Cakes are soft, fun, and filled with a creamy cheesecake-style topping. The sponge is light and tender, with fresh banana slices baked into the cake and a little lemon zest for extra flavour. Once baked, the cake is cut into small rounds, pressed into cups or ramekins, then topped with smooth cream cheese cream. A final dip in colourful sprinkles gives them that playful dot cake finish. Chill them for a softer, more dessert-like texture, or enjoy them straight away.
Ingredients
For the Cake
1 egg
125g sugar (½ cup + 2 tbsp)
100ml milk (⅓ cup + 1 tbsp + 1 tsp)
55ml sunflower oil (¼ cup minus 1 tsp)
135g all purpose flour (1 cup + 1 tbsp, plus 1 tbsp for dusting the banana slices)
5g baking powder (1 tsp)
½tsp vanilla powder
1 lemon, zest only
Butter (for greasing the baking tray)
1 banana
For the Cream
240g cream cheese (1 cup)
40ml double cream (2 tbsp + 2 tsp)
40g icing sugar (⅓ cup (confectioners' sugar))
For Garnish
Sprinkles
Instructions
1
Preheat the oven to 180°C/350°F. Line a 23 x 28 cm (9 x 11 inch) baking tray with parchment paper and lightly grease the sides with butter.
2
In a large bowl, whisk together the egg, sugar, milk, and sunflower oil until smooth and well combined. Sift in the self-raising flour and baking powder, then add the vanilla powder and lemon zest. Using a spatula, gently mix until you have a smooth batter. Transfer the batter to the prepared baking tray and spread it evenly.
3
Slice the banana and dust the slices with 1 tablespoon of flour. Arrange them evenly over the batter. Bake for 16 to 18 minutes, or until lightly golden and cooked through. To check for doneness, insert a toothpick into the centre of the cake. If it comes out clean, the cake is ready. Leave the cake to cool completely.
4
Meanwhile, prepare the cream. Add the cream cheese, double cream, and icing sugar to a bowl and whisk until smooth and thick, and stiff peaks form. Cover and refrigerate until needed.
5
Once the cake has cooled completely, place a wooden board over the baking tray and carefully turn the cake upside down. Remove the baking tray, then gently peel away the parchment paper. Using small cups, ramekins, or similar dishes, cut circles from the cake by pressing them into the sponge. The cake circles should remain inside the dishes. Press each cake disc down gently until it reaches the bottom. Make sure the dishes are only slightly taller than the cake layer. If they are too tall, you will need significantly more cream, which can throw off the balance between the cake and cream.
6
Spoon the cream over each cake and smooth the tops. Place the sprinkles on a plate, then dip each cream-covered top into the sprinkles until evenly coated. Refrigerate for 1 to 2 hours to allow the cake and cream to meld together, or enjoy immediately if preferred.
Dusting the banana slices with flour helps prevent them from sinking into the batter during baking and keeps them evenly distributed throughout the cake.
Every oven is slightly different, so start checking the cake after 16 minutes. The cake is ready when it is lightly golden and a toothpick inserted into the centre comes out clean.
Allow the cake to cool completely before cutting and assembling. If the cake is still warm, the cream may soften too much and lose its shape.
For best results, use full-fat cream cheese straight from the fridge. This helps the cream whip up thick and stable.
Choose cups, ramekins, or similar dishes that are only slightly taller than the cake layer. Taller dishes will require much more cream and may affect the balance between the sponge and filling.
The size of your cups or ramekins will determine how many dot cakes you get from the sponge. Smaller dishes will yield more portions.Chill the assembled dot cakes for 1 to 2 hours if you prefer a softer, more dessert-like texture.
During chilling, the cake and cream meld together, creating a richer and creamier bite.
You can customise the sprinkles to suit different occasions, colours, or celebrations.
Store the assembled dot cakes covered in the refrigerator for up to 3 days.